Fractional CFO Services

What are the benefits of a fractional CFO for mid-market companies?

Strategic financial leadership, board-ready reporting, and capital sourcing expertise — without the $300K+ salary.

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When does a growth-stage company need a fractional CFO?

There's a predictable inflection point in the life of a growing business. Revenue is climbing, operations are getting more complex, and the financial decisions in front of you — capital raises, pricing strategy, hiring plans, expansion timing — carry real consequences. Your bookkeeper can't advise on these. Your CPA sees you once a year. And a full-time CFO costs more than you can justify.

A fractional CFO from Pyek Financial fills that gap. We provide the strategic financial leadership your business needs on a part-time, ongoing basis. Same caliber of thinking. Same rigor in the reporting. Same seat at the board table. Without the full-time overhead.

Our fractional CFO clients typically range from $5M to $75M in revenue. We have a handful of smaller clients and are largest clients have annual revenue north of $200M. Regardless of size, they're past the startup phase and they have outgrown the capabilities of their current bookkeeper / accounting team. They need someone who can interpret the numbers, build the models, and help them make better decisions — fast.

What does a fractional CFO engagement include?

Every engagement is tailored to the client, but most Pyek Financial fractional CFO relationships include a core set of deliverables that compound in value over time:

How is Pyek Financial different from other fractional CFO providers?

Three things set us apart. First, our team has real operating experience — not just financial analysis skills. Our Managing Partner is a former Big Four M&A consultant and has operated small businesses firsthand. We know what it's like to make payroll, negotiate a lease, and sit across from a lender who needs convincing.

Second, we bring deep industry expertise in a wide variety of industries, including construction, professional services, entertainment, hospitality, and more. We have operational knowledge that directly informs how we approach financial strategy for our clients.

Third, we're built for long-term relationships, not one-off projects. Our fractional CFO engagements are structured as ongoing monthly retainers because the value of a CFO compounds over time. The longer we work with your business, the better we understand it, and the sharper our advice becomes.

Frequently Asked Questions

How much does a fractional CFO cost compared to a full-time CFO?

A fractional CFO typically costs between $5,000 and $12,000 per month, depending on the scope and complexity of the engagement. That equates to a base annual salary of $60,000 to $144,000, which is a significan savings as compared to a full-time CFO that likely commands $250,000–$350,000 in total compensation. For most growth-stage companies, a fractional model delivers 80% of the value at 20–30% of the cost.

What is the difference between a fractional CFO and a bookkeeper?

A bookkeeper records transactions and maintains your books. A fractional CFO interprets those books, builds financial models, advises on strategy, and represents your company to banks, investors, and boards. They are complementary roles — not interchangeable.

How quickly can a fractional CFO start adding value?

Most engagements show measurable impact within 30–60 days. The first month focuses on financial assessment and quick wins — cleaning up reporting, identifying cash flow issues, and establishing a baseline. By month two, strategic initiatives are underway.

When should a company hire a fractional CFO instead of a full-time CFO?

A fractional CFO is the right fit when your business has outgrown basic bookkeeping but doesn't yet generate the revenue to justify a $250K+ full-time hire. This typically applies to companies with $5M–$75M in revenue that need strategic financial guidance, board reporting, or capital sourcing support.

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Considering a fractional CFO?

Let's talk about what strategic financial leadership could look like for your business. No pitch — just a conversation.

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